Must Reasearch

I've been blogging for 3 years now, but still, I've known just the basic about blogging. Hmm, not actually all the basics. I started with blogger and I find it hard for the first time, I've been asking friends more than reading and that's my mistake. I should not have done that instead, I should have read more often so I could learn by myself. Now that I shifted in word press, I am totally lost. I just know primarily how to post and put photos in it. I am not even good at it. I am blogging because I just wanna write and share, but this isn't enough. Passion in blogging isn't just because you wanted to write but you still have to learn how to build a website. This is important. It will surely add spice to your passion. Don't just ask, you must research.

Do I Need to Have a Credit Card?

I was thinking if I really need to get a credit card, I am using one right now but it's a Philippine Card, do you think that will create a score? I need to build some free credit score online, that will surely be useful to us when we have our loan next time. I am not actually concerned about buying and shopping, my concern is to build credit score for it is very important here, I remember husband was supposed to get an installment television but he was declined because he doesn't have enough credit score. One more thing that concern me is a car loan, I am wanting to have one coz I badly needed it soon. How can I able to have a car on my own if I can't loan? So there, what do you think? Do I really need a credit card? Or should I read a credit report guide first? Ah, I'm torn. Help me decide.

Berkeley Residences Blessings

Berkeley Residences is finally gonna be ready on May this year. We've been waiting for almost 2 and half years and soon we will be having it already! Last week they conducted the Condo Blessing, my inlaws were there since my mom-in-law is our SPA (special power of attorney) representative while were not in there to do some document signings etc. This coming May, our unit will soon be turn over to us and then that will be the start of another expenses. First is the monthly association dues, we will be shouldering that if we accept the unit already, another thing s the electricity that has a minimum payment even if you don't use it yet as long as you accepted the unit already. Another form of expenses that will be soon coming is the beautification of the unit before we lease it. We will start with the air condition installation and I guess we will need to install smoke detector and do some tile floor installation too. If the tenant wish to take it as fully furnish then that will be another set of expenses. Good Luck to us then!